Mohloli: Financial Times ke Zhao Meng
Haufinyane tjena, CiIE ea bone e fihletse qeto e atlehileng, hape e hlahisa karete e khahlang ea tlaleho ho lefats'e. Selemong se le seng, CIIE ea selemo sena e na le phaello e kopaneng ea US $70.72 bilione.
E le ho sebeletsa batšoantšisi le bareki lapeng le kantle ho naha, litsi tsa libanka li tsoela pele ho ntlafatsa le ho ntlafatsa litsamaiso tsa lihlahisoa tsa lichelete tse tšelang meeli, le ho theha lits'ebeletso tse kopaneng tsa lichelete tse tšelang meeli lapeng le kantle ho naha. Ho ka bonoa hore CIIE ha e so fetohe feela sethala sa pontšo se bohareng bakeng sa thepa ea lehae le ea kantle ho naha, empa hape e le "lefensetere la pontšo" bakeng sa ho tebisa le ho ntlafatsa lits'ebeletso tsa lichelete tse tšelang meeli tsa litsi tsa libanka.
Likhoeling tse 10 tsa pele tsa selemo sena, kakaretso ea thepa e kenang le e romelloang kantle ho naha ea Chaena e nyolohile ka liphesente tse 31.9 selemo le selemo, ho latela lintlha tse tsoang ho Tsamaiso e Akaretsang ea Lekhetho. Ho ka bonoa hore ka ho teba ha ho buloa ha maemo a holimo ha China le kholo e tsitsitseng ea khoebo ea machaba, khoebo ea lichelete ea indasteri ea libanka e kene tseleng e potlakileng ea nts'etsopele. Litšebeletso tsa lichelete tse tšelang meeli tse emeloang ke "setsi se le seng", "inthaneteng" le "tse otlolohileng" li ntse li fumaneha habonolo le ho bonolo ho li sebelisa.
“Lichelete tse tšelang meeli, tse ikemiselitseng ho sebeletsa boemo bo phahameng ba ho bula menyetla, ka sebele li tla amohela sebaka se seholo sa nts'etsopele le menyetla.” Puisanong le Financial Times, Zheng Chenyang, seithuti sa postdoctoral ho Bank of China Research Institute, o itse libanka tsa khoebo li hloka ho tsoela pele ho ntlafatsa boleng le katleho ea lits'ebeletso tsa lichelete tse tšelang meeli kaha khoebo ea lefats'e e beha litlhoko tse phahameng lits'ebeletsong tsa lichelete tse tšelang meeli.
Tlhahiso-leseling ea sehlahisoa e ikhetha ebile e nepahetse ka ho lekaneng
Moqolotsi oa litaba o ithutile hore ho na le lihlahisoa tse fapaneng tsa likarohano tsa lichelete tse tšelang meeli, empa kaofela ha tsona li fapane. Kaofela li kopantsoe lits'ebeletsong tse tharo tsa motheo tsa "phapanyetsano", "phapanyetsano" le "lichelete". CIIE ea selemo sena, libanka tse 'maloa tsa Chaena li qalile merero e khethehileng ea litšebeletso tsa lichelete e ipapisitseng le litlhoko tsa 'nete tsa likhoebo' me tsa iketsetsa litšobotsi tsa tsona.
Akaretsa liphihlelo tsa lits'ebeletso tsa pele tse kileng tsa etsoa hararo pontšong ena, banka ea kantle ho naha selemong sena e tla be e rerile ho ntlafatsa ho ea ho mofuta oa 4.0, o bitsoang "Yi Hui global", o totobatsa tse 'ne tse "bonolo", e leng "bo bonolo, bo bonolo ho bo thabela, bo bonolo ho bo theha, bo bonolo ho bo kopanya", o kenyelletsa botebo ba lihlahisoa le lits'ebeletso tsa lichelete ho kenya sebaka, e le motheo oa mofuta oa khoebo oa tšimo ea khoebo ea kantle ho naha "ntlha, mola, sefahleho" sistimi ea tšehetso e akaretsang, ea mahlakore a mangata, E loketse haholo litlhoko tse fapaneng le tse ikhethileng tsa likhoebo tse fapaneng.
Litšebeletso tse joalo tsa lichelete li ipakile li hlokahala haholo ke likhoebo. Ho ea ka litlaleho, ho itšetlehile ka moralo o khethehileng oa litšebeletso tsa lichelete oa "Jinborong 2020" o fanoeng ho CiIE ea boraro, Banka ea Export-Import ea Chaena e tšehelitse likhoebo tse ka bang 2,000 tsa bareki ba fetang 300, ka tekanyo ea khoebo ea li-yuan tse ka bang limilione tse likete tse 140, tse kenyeletsang linaha le libaka tse fetang 40 tse kang Singapore le Malaysia, tse khannang li-yuan tse fetang limilione tse likete tse 570 tsa thepa e tsoang kantle ho naha le e romeloang kantle ho naha.
Banka ea Nts'etsopele ea Pudong ea Shanghai e tla kopanya boqapi ba dijithale, botala le bo nang le khabone e tlase, le boqapi ba saense le theknoloji tsamaisong ea litšebeletso tsa lichelete tsa ciIE. Ka lebaka la litlhoko tsa theko ea CiIF, re tla ntlafatsa ts'ebetso ea tšebeletso ea khoebo ea inthanete haholoanyane. Re tla bula mangolo a mokitlane a tsoang kantle ho naha ka libanka tsa inthanete, ntle le ho romella lisebelisoa tsa kopo ea pampiri kantle ho marang-rang, 'me re ka tseba tsoelo-pele ea khoebo ka nako ea sebele, e leng se ntlafatsang haholo ts'ebetso.
Banka ea Chaena e shebane le kopanyo e tebileng ea kaho ea libaka tse tšelang meeli, thuto, lipapali le silevera le lits'ebeletso tsa ciIE, e kopanya mehloli ea kaho ea libaka tse potolohileng tikoloho e le 'ngoe, 'me e theha mohlala oa "lichelete + sebaka" oa "phihlello ea ntlha e le 'ngoe le karabelo e pharalletseng" ka ciIE e le motheo, e theha mokhoa o mocha oa lits'ebeletso tsa lichelete tsa tikoloho.
Phetoho ea dijithale ea lichelete tse tšelang meeli e ile ea potlakisoa
"Ka ho sebelisa mosebetsi oa ho romella chelete o tšelang meeli oa GUANGfa Bank ka 'fensetere e le 'ngoe' ea khoebo ea machabeng, u ka fumana tlhahisoleseling ea lekhetho le tlhahisoleseling ea nalane ea khoebo ka ho tobetsa hanngoe, e leng se felisang ts'ebetso e tenang ea ho sebetsana le khoebo le ho etsa hore ho romella chelete ho sebetse hantle. Thekiso ea pele eo re e entseng, ho tloha ho romelloeng ho ea tlhahlobong ea banka ho isa tefong ea ho qetela, ha ea ka ea nka nako e fetang halofo ea hora." Ho boletse khoebo ea machaba ea China (Guangdong).
Ho tlalehoa hore, ka Phato selemong sena, banka ea nts'etsopele ea Guangdong le Tsamaiso e Akaretsang ea Lekhetho (ofisi ea tsamaiso ea likou tsa naha) ba saenetse tumellano ea ho khothaletsa hammoho "fensetere e le 'ngoe" ea lichelete tsa khoebo ea machabeng le inshorense, kaho ea ts'ebetso ea litšebeletso ka tekanyo e kholo ho phethahatsa ho arolelana tlhahisoleseling ea data, ho atolosa lits'ebeletso tsa lichelete le boqapi ba ts'ebeliso ea mahlale le theknoloji, ho kenya le ho romela likhoebo kantle ho naha ho fana ka lits'ebeletso tsa boleng bo holimo le tse bonolo haholoanyane, ho khothaletsa ho nolofatsa ho tlosoa ha lekgetho la khoebo.
Ho bohlokoa ho bolela hore mabapi le ho ata ha seoa sena linaheng tse ling, likhoebo tse amehang li hloka ka potlako litšebeletso tsa lichelete tsa "ho se ikopanye" le "tefo e potlakileng". Ka lebaka la tlholisano ea lithaka le tlhoko ea bareki, libanka tsa khoebo li potlakisa ts'ebeliso ea liphihlello tsa fintech ho phethahatsa phetoho ea dijithale le nts'etsopele ea lichelete tsa meeli e fapaneng.
"Tšebeletso ea ho rarolla mathata ka kotloloho ho tšela meeli" ho CIIE ea selemo sena e hohetse tlhokomelo ea 'maraka. Moqolotsi oa litaba oa utloisisa hore banka e "khahlanong le ho hlakola chelete le ho lefella bokhukhuni, ho qoba lekhetho", ho latela litaelo tsa bareki ka kotloloho ho sebetsana le tumellano ea liakhaonto tsa khoebo ea mahala ea lehae le ea kantle ho naha, ak'haonte e tloaelehileng ea ho rarolla mathata ea RMB le phapanyetsano ea liakhaonto tsa khoebo ea mahala e bonolo, ntle le tlhoko ea hore bareki ba romelle lisebelisoa tse ling, lits'ebeletso tse ling tsa ho nolofatsa.
Liu Xingya, motlatsi oa motsamaisi oa Ntlo-kholo ea Shanghai ea Banka ea Batho ea Chaena, o itse litsi tsa lichelete li lokela ho ntlafatsa merero ea tsona ea litšebeletso le lihlahisoa tsa lichelete ho latela litlhoko tsa batšoantšisi le bareki ba lapeng le kantle ho naha, le ho fana ka litšebeletso tsa lichelete tse felletseng le tsa boleng bo holimo bakeng sa mekga eohle ea CIIE.
Ho fapanyetsana ho fihlela tlhoko ea lichelete ea meeli
Hona jwale, dibanka tse ding tsa China di ntse di tswela pele ho matlafatsa bokgoni ba tsona ba ho etella pele ditshebeletsong tsa ditjhelete tse tshelang meedi. Ho ya ka tlaleho ya kotara ya boraro ya Bank of China, e na le karolo ya 41.2% ya karolo ya mmaraka ho CIPS (RMB cross-border payment system), e ntse e le sebaka sa pele mmarakeng. Palo ya di-RMB tse setseng meedi e ne e le di-yuan tse dibilione tse 464, e leng keketseho ya 31.69% selemo le selemo, e leng se bolokang palo e etellang pele lefatsheng.
Ha a sheba bokamoso, Zheng Chenyang o lumela hore phetoho ea leano la moruo o moholo, liphetoho sebopehong sa khoebo ea machaba, phetoho le ntlafatso ea sebopeho sa indasteri le letoto la lintlha li khetholla tataiso ea nts'etsopele ea khoebo ea lichelete e tšelang meeli. Jwalo ka setheo sa lichelete sa banka, ke ka ho tsoela pele ho sebelisa tsebo ea ka hare moo e ka fumanang menyetla ea ho aha mokhoa o mocha oa nts'etsopele.
“Litsi tsa libanka li tlameha ho qala ka ho sebeletsa mokhoa o mocha oa nts'etsopele ea binary ka tieo, li sebelise ka botlalo limmaraka tse peli le mehloli e 'meli lapeng le kantle ho naha, li utloisise menyetla ea ho tebisa haholoanyane ho buloa ha leano la lefats'e la kantle, boleng bo holimo ba lehae bo thibetsoeng ke khoebo e lokolohileng, koung ea khoebo e lokolohileng, e maemong a matle, pontšo ea Canton le khoebo ea liaparo li tla fana ka tšehetso e matla ea lichelete le tiisetso bakeng sa sethala se secha, Re tla nka monyetla oa tšebelisano-'moho ea moruo le khoebo ea libaka joalo ka Belt and Road Initiative le RCEP ho ntlafatsa moralo oa khoebo ea machabeng le ho tebisa nts'etsopele ea khoebo e tšelang meeli.” Zheng Chenyang o boletse joalo.
Ho phaella moo, ho qhoma ha seoa sena ho totobalitse melemo ea moruo oa dijithale. Khoebo ea lefats'e e ntse e fetoha ea dijithale ka potlako le e bohlale. Mohlala, khoebo ea inthanete e tšelang meeli e fetohile matla a macha a ho khanna kholo ea khoebo. Litsebi tse buisanoeng le tsona li lumellane hore mohato o latelang, lekala la libanka ho eketsa matsete ho saense le theknoloji, ts'ebeliso ea data e kholo, li-block tsa ketane, joalo ka theknoloji ea lichelete, ho tsepamisa maikutlo khoebong ea dijithale, khoebo e tšelang meeli, khoebo ea inthanete le libaka tse ling tsa bohlokoa, meaho, sethala sa litšebeletso tsa lichelete tsa inthanete tse tšelang meeli le sebaka, boqapi ba sehlahisoa sa lichelete tsa khoebo ea inthanete, nts'etsopele ea pratt ea dijithale le lichelete le ketane ea phepelo ea lichelete, Ho nolofalletsa mohlala o mocha oa lits'ebeletso tsa lichelete tse tšelang meeli ka ho sebelisa dijithale.
Zheng Chenyang o hatelletse hore ho bula ditjhelete le ditshebeletso tsa ditjhelete tse tshelang meedi di hloka ho utlwisisa kamano pakeng tsa papatso ka kakaretso le diphetoho tsa bohlokwa. Dilemong tsa morao tjena, sebaka se seholo sa kou ya Guangdong le Hainan se potlakisang sebaka sa kgwebo e lokolohileng e fetoha "fensetere" ya ho bula ha China lefatsheng le ka ntle ho ka bapisa ditjhelete tse tsamaellanang bakeng sa Dibanka tsa yona, ho thusa kgwebo le matsete, ho etsa hore ditshebeletso tsa ditjhelete tse tshelang meedi ya Renminbi di be tsa matjhaba, jwalo ka ho kgothaletsa dihlahiswa tse ntjha, bareki ba tiileng, boiphihlelo ba tshebeletso.
Nako ea poso: Hlakubele-23-2022